Friday, February 21, 2020

Occupational Health and Safety Essay Example | Topics and Well Written Essays - 500 words - 1

Occupational Health and Safety - Essay Example According to the author, smoking bans are part of public policies, which include criminal laws and regulations on occupational health and safety prohibiting tobacco smoking in workplaces or other public spaces. Moreover, smoke-free laws are solely meant to protect workers from the harmful effects of smoke from second-hand sources. These effects include higher risk of cancer, heart diseases, emphysema among others. The author affirms that laws banning indoor smoking have been implemented by many countries, with most countries citing evidence to establish the harmful effects of tobacco to smokers and inhalers of second-hand smoke. Part of the evidence brought forth to establish the harmful effects of smoking at workplaces include a study conducted in 2002 by WHO’s International Agency for Research on Cancer, which revealed that non-smokers are equally exposed to carcinogens as active smokers are. The study also indicated that side-stream smoke has 69 known carcinogens and radioactive decay products. In addition, research by tobacco companies has proven that well-established carcinogens are highly concentrated in side-stream than mainstream smoke. The Occupational Safety and Health Act (OSHA) gives workers the right to enjoy a safe workplace free of hazards. OSHA has air quality standards. Tobacco smoke, however, hardly exceeds these limits. In extreme situations – such as when tobacco smoke mixes with another airborne component in the workplace – OSHA standards could be exceeded thereby requiring the employer to correct the situation. Several lawsuits have been filed seeking employer compensation for smoke hazards. The current position is that OSHA does not regulate exposure to tobacco smoke; state laws do. The author may be on the frontline in advocating smoke-free workplaces, but he failed to consider the possible demerits of the same. Firstly, smoke-free workplaces will necessitate a change in worker habits, which

Wednesday, February 5, 2020

JPMorgan Chase & Co Essay Example | Topics and Well Written Essays - 1250 words

JPMorgan Chase & Co - Essay Example This study shows that a growing number of consumers are depending on their local banks to meet their insurance needs. (Dewett and Chand, 449). The analysis includes a ranking of the top 50 bank holding companies on the basis of the absolute dollar amount of total insurance revenue (earnings from sales and underwriting) and on the basis of total insurance revenue as a percentage of the institutions total noninterest income. (Dewett and Chand, 449). The interest in this market continues to increase, and JP Morgan and Chase continues to reep the benefits. Furthermore, JP Morgan and Chase is growing its customer base through Internet banking. Internet banking is done quickly. Internet technology has changed the social, financial and economic structure of the world by and helped the banking industry improve upon efficiency. The use of microprocessing chips enables a computer to perform several million operations per second. Internet banking is quick and personal. The Internet and electronic commerce are totally transforming the banking and financial services industry by offering convenient services that take very little time to buy. At a single website on the Internet, a customer may be able to access information and manage his finance (Perin). He may not have to visit the brick and mortar bank. With a few clicks of a mouse, the customer may handle his finances on the Internet with speed that is incomparable to the cumbersome process of visiting the bank, meeting people, telling them what he needs, and getting his work done. He may not have to leave his office to go to a bank and especially for a private business, he may even access his Internet bank late at night without waiting for the morning to do his work. Banking on the Internet saves customers time and money (Perin). Internet banking sites offer critical advantages over brick and mortar branches. The convenience of around-the-clock access of the Internet bank from